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Non-Major Medical plans provide ample coverage at more affordable rates compared to some marketplace plans. They offer a range of coverage options tailored to individual needs and budgets. These plans may have lower premiums, deductibles, and out-of-pocket costs, making them an attractive option for individuals and families seeking comprehensive coverage without breaking the bank. Additionally, non-marketplace plans often offer flexibility in network choices, allowing policyholders to select healthcare providers and facilities that best suit their preferences and needs.

Personalize your approach to your health insurance needs, because one size doesn't fit all.

Limited benefit health plans

How To Reduce

Limited benefit health plans, also referred to as Non-ACA health insurance or Non-Qualified plans, diverge from Affordable Care Act (ACA) standards but present a viable option by offering reduced premiums and some coverage options. These plans encompass critical illness, accidental, specific disease, and defined benefit indemnity health policies, which provide predetermined payouts irrespective of total charges. These plans serve as a great alternative for individuals ineligible for marketplace subsidies, which in turn makes the premiums unaffordable.

Limited benefit health plans typically feature lower premiums and flexibility of use with their PPO network. They commonly cover medical needs pertaining to injuries and illnesses, though their coverage may not be as comprehensive as ACA-compliant plans.


It's essential to recognize that while these plans offer affordability and flexibility, they may entail limitations in coverage depth, potentially leaving individuals under-insured for certain healthcare needs. Prospective policyholders should carefully assess their healthcare requirements and consider consulting with an insurance advisor to ensure informed decision-making.

This is not a sharing plan and is approved by the Department of Insurance in your state.


SecureHEALTH -
Preventive benefits that comply with
PPACA guidelines.
(what is PPACA)

Safeguard SecureHealth (SGH) is meticulously designed with a robust emphasis on preventive care, ensuring that your health and well-being are prioritized above all else. Here's what distinguishes our plan:

Essential Coverage:

SGH - Secure Health Plan adheres closely to the guidelines established by the Affordable Care Act (ACA) for preventive services. By placing a significant focus on preventive-care measures such as routine screenings and vaccinations, they strive to actively manage your health and mitigate the risk of future health concerns.


Easy Access to Care:

They recognize the importance of seamless access to healthcare. With SGH's Secure Health Plan, you gain access to a diverse network of healthcare providers, including primary care physicians, through PHCS.

Coverage Highlights:

SGH is dedicated to ensuring equal access to quality healthcare for all individuals. That's why the Secure Health Plan is guaranteed issue, extending a warm welcome to everyone, regardless of their health status or pre-existing conditions. With plans starting at just $99 a month, covering all preventive services at 100% at allowable maximums, and the added advantage of up to 4 visits to a Primary Care Physician (PCP) and specialist visits with a nominal copay (with specific plans), SGH strives to make healthcare accessible to everyone.

Peace of Mind:

Your peace of mind is of utmost importance to us. With SGH's Secure Health Plan, you can have confidence knowing that you're covered for essential preventive services. These plans provide the necessary support to help you maintain both your health and financial well-being.

Join Safeguard Health Today:

Take the first step towards prioritizing your health today with SGH's Secure Health Plan. Embrace a proactive approach to a healthier future by selecting our comprehensive coverage, preventive-care focus, personalized support, and affordable pricing starting at $99 a month. With additional benefits like PCP visits with copay and 100% coverage for preventive care, SGH is steadfast in its commitment to safeguarding your health every step of the way.

Hospital Corridor

Avoid unnecessary trips to the doctor's office for minor medical concerns—opt for TELEMED 360 at just $29.95 per month.

In today's expensive healthcare landscape, the thought of being uninsured can be daunting. Safeguard yourself with TELEMED 360, offering convenient access to phone consultations with doctors for minor issues. Accessible round-the-clock, 365 days a year, all from the comfort of your home.

Unlimited TELEMED service with a $0 copy.

Coverage may require underwriting to be obtained.

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